In the US, the typical way of saving for retirement is the 401K which is mostly equivalent to a pension plan with lots of added twists and turns. I need to investigate what is available to me but, according to this survey http://uk.news.yahoo.com/09012006/80/save-money-nah-win-lottery-survey.html
I don’t need to bother.
I’m just off to the local Safeway to invest in Mega Millions.